{"id":123,"date":"2025-07-19T14:41:44","date_gmt":"2025-07-19T14:41:44","guid":{"rendered":"https:\/\/www.web3finance.io\/news\/?p=123"},"modified":"2025-07-19T14:41:45","modified_gmt":"2025-07-19T14:41:45","slug":"5-projects-using-algorand-can-solve-real-world-problems","status":"publish","type":"post","link":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/","title":{"rendered":"5 projects using Algorand can solve real-world problems"},"content":{"rendered":"\n<p class=\"\">Looking beyond the financial spectrum, the introduction of blockchain technology has a positive impact on real-world systems and processes. The same core features that made blockchain an essential infrastructure for the future of finance, such as transparency, security and immutability, can improve operations in industries ranging from real estate to humanitarian aid. However, widespread adoption of the technology requires networks to be scalable, offer instant transaction finality and maintain low fees. Algorand is a layer-1 blockchain that possesses all these qualities. The network can process 10,000 transactions per second with instant finality. Its pure proof-of-stake consensus mechanism keeps energy usage minimal while allowing integrated projects to decentralize. Algorand employs a low, flat fee structure for all transaction types, making it well-suited for a wide range of real-world applications. The following five projects show Algorand in action and demonstrate what it is capable of.<br><br><strong><span style=\"text-decoration: underline;\">Lofty<\/span><\/strong><br>Lofty is a marketplace for tokenized real estate, enabling users to invest in properties on a fractional basis, for as low as $50. Tokenization expands the real estate market and allows investors across the US to buy and sell property at any time. Algorand\u2019s instant finality and low fees enable Lofty to make real estate investment even more accessible. Unlike traditional real estate investment trusts that limit shareholders\u2019 control over the property, Lofty gives investors complete control over their assets through a legal DAO. Shareholders can collectively manage properties by voting on decisions like maintenance and rent adjustments. Fractional ownership allows shareholders to receive rent in USDC from jointly owned properties as well. Lofty has generated $4 million in rental income for its users so far.<br><br><strong><span style=\"text-decoration: underline;\">Folks Finance<\/span><\/strong><br>Folks Finance is an Algorand-based decentralized finance (DeFi) platform that offers lending, borrowing, trading and liquid staking. The crosschain platform replaces the slow and costly processes of traditional finance with a system that works directly on the blockchain. Users don\u2019t need banks, credit checks or paperwork to access financial services \u2014 all that is needed is just a wallet. Algorand makes this possible by offering instant finality, low fees and a secure, decentralized network. Its high scalability also ensures that the platform can support growing demand without slowing down or raising costs.<br><br><strong><span style=\"text-decoration: underline;\">Meld Gold<\/span><\/strong><br>Just like the case in real estate, traditional investments in precious metals require substantial capital and act as a barrier to entry. Buying physical gold or silver also brings storage and security costs, further heightening that barrier. Meld Gold uses Algorand to carry the entire supply chain onchain and tokenize ownership of precious metals. Each token represents one gram of gold or silver and is fully redeemable. Traders can buy gold or silver by investing as much ALGO as they want, without a minimum requirement. Algorand\u2019s instant finality and low fees allow fast, cost-effective transactions, while its transparency removes the need for intermediaries. This opens the market to both everyday investors and major institutions.<br><br><strong><span style=\"text-decoration: underline;\">HesabPay<\/span><\/strong><br>Humanitarian causes can also significantly improve their operations by integrating blockchain. In regions where financial infrastructure and the banked population are limited, like Afghanistan, accessing aid and making everyday payments can be slow and unreliable. HesabPay overcame this limitation by developing an Algorand-based interoperable digital payments system. Whether for humanitarian aid, daily expenses like paying bills or peer-to-peer payments, the system enables fast, secure transfers within a single app. Algorand\u2019s low fees and instant finality allow HesabPay to operate efficiently even at high volume, reducing distribution costs and improving access for communities excluded from formal financial systems.<br><br><strong><span style=\"text-decoration: underline;\">Quantoz Payments<\/span><\/strong><br>The cryptocurrency ecosystem has a lot of stablecoins, but few are regulated, specifically euro-dominated ones. The lack of a regulated digital euro has held back innovation in the fintech space, especially for applications needing stable, low-fee transactions. Quantoz Payments launched a fully regulated digital euro (EURD) on the Algorand blockchain to meet the growing demand for secure, fast and cost-efficient digital payments in Europe. Algorand\u2019s low transaction costs and instant finality make EURD ideal for everyday use cases like public transport and retail payments. Algorand also supports secure, atomic transactions and incorporates built-in compliance tools such as whitelisting and asset freezing. This makes EURD both enterprise-ready and regulator-friendly.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Looking beyond the financial spectrum, the introduction of blockchain technology has a positive impact on real-world systems and processes. The same core features that made blockchain an essential infrastructure for the future of finance, such as transparency, security and immutability, can improve operations in industries ranging from real estate to humanitarian aid. However, widespread adoption [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"aside","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"categories":[5],"tags":[],"class_list":["post-123","post","type-post","status-publish","format-aside","hentry","category-news","post_format-post-format-aside"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 projects using Algorand can solve real-world problems - Web3 Finance Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 projects using Algorand can solve real-world problems - Web3 Finance Blog\" \/>\n<meta property=\"og:description\" content=\"Looking beyond the financial spectrum, the introduction of blockchain technology has a positive impact on real-world systems and processes. The same core features that made blockchain an essential infrastructure for the future of finance, such as transparency, security and immutability, can improve operations in industries ranging from real estate to humanitarian aid. However, widespread adoption [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/\" \/>\n<meta property=\"og:site_name\" content=\"Web3 Finance Blog\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-19T14:41:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-19T14:41:45+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/2025\\\/07\\\/19\\\/5-projects-using-algorand-can-solve-real-world-problems\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/2025\\\/07\\\/19\\\/5-projects-using-algorand-can-solve-real-world-problems\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/#\\\/schema\\\/person\\\/542c37277d8400e825c01782c7003664\"},\"headline\":\"5 projects using Algorand can solve real-world problems\",\"datePublished\":\"2025-07-19T14:41:44+00:00\",\"dateModified\":\"2025-07-19T14:41:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/2025\\\/07\\\/19\\\/5-projects-using-algorand-can-solve-real-world-problems\\\/\"},\"wordCount\":696,\"commentCount\":0,\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.web3finance.io\\\/news\\\/2025\\\/07\\\/19\\\/5-projects-using-algorand-can-solve-real-world-problems\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/2025\\\/07\\\/19\\\/5-projects-using-algorand-can-solve-real-world-problems\\\/\",\"url\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/2025\\\/07\\\/19\\\/5-projects-using-algorand-can-solve-real-world-problems\\\/\",\"name\":\"5 projects using Algorand can solve real-world problems - Web3 Finance Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/#website\"},\"datePublished\":\"2025-07-19T14:41:44+00:00\",\"dateModified\":\"2025-07-19T14:41:45+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/#\\\/schema\\\/person\\\/542c37277d8400e825c01782c7003664\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/2025\\\/07\\\/19\\\/5-projects-using-algorand-can-solve-real-world-problems\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.web3finance.io\\\/news\\\/2025\\\/07\\\/19\\\/5-projects-using-algorand-can-solve-real-world-problems\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/2025\\\/07\\\/19\\\/5-projects-using-algorand-can-solve-real-world-problems\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 projects using Algorand can solve real-world problems\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/#website\",\"url\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/\",\"name\":\"Web3 Finance Blog\",\"description\":\"Weekly cryptocurrency news and investment recommendations\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/#\\\/schema\\\/person\\\/542c37277d8400e825c01782c7003664\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4c54c57f1163827ce3a82b4c895e9d20a251162e10dcde71c06748075b83d266?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4c54c57f1163827ce3a82b4c895e9d20a251162e10dcde71c06748075b83d266?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/4c54c57f1163827ce3a82b4c895e9d20a251162e10dcde71c06748075b83d266?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/www.web3finance.io\\\/news\"],\"url\":\"https:\\\/\\\/www.web3finance.io\\\/news\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 projects using Algorand can solve real-world problems - Web3 Finance Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/","og_locale":"en_US","og_type":"article","og_title":"5 projects using Algorand can solve real-world problems - Web3 Finance Blog","og_description":"Looking beyond the financial spectrum, the introduction of blockchain technology has a positive impact on real-world systems and processes. The same core features that made blockchain an essential infrastructure for the future of finance, such as transparency, security and immutability, can improve operations in industries ranging from real estate to humanitarian aid. However, widespread adoption [&hellip;]","og_url":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/","og_site_name":"Web3 Finance Blog","article_published_time":"2025-07-19T14:41:44+00:00","article_modified_time":"2025-07-19T14:41:45+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/#article","isPartOf":{"@id":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/"},"author":{"name":"admin","@id":"https:\/\/www.web3finance.io\/news\/#\/schema\/person\/542c37277d8400e825c01782c7003664"},"headline":"5 projects using Algorand can solve real-world problems","datePublished":"2025-07-19T14:41:44+00:00","dateModified":"2025-07-19T14:41:45+00:00","mainEntityOfPage":{"@id":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/"},"wordCount":696,"commentCount":0,"articleSection":["News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/","url":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/","name":"5 projects using Algorand can solve real-world problems - Web3 Finance Blog","isPartOf":{"@id":"https:\/\/www.web3finance.io\/news\/#website"},"datePublished":"2025-07-19T14:41:44+00:00","dateModified":"2025-07-19T14:41:45+00:00","author":{"@id":"https:\/\/www.web3finance.io\/news\/#\/schema\/person\/542c37277d8400e825c01782c7003664"},"breadcrumb":{"@id":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.web3finance.io\/news\/2025\/07\/19\/5-projects-using-algorand-can-solve-real-world-problems\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.web3finance.io\/news\/"},{"@type":"ListItem","position":2,"name":"5 projects using Algorand can solve real-world problems"}]},{"@type":"WebSite","@id":"https:\/\/www.web3finance.io\/news\/#website","url":"https:\/\/www.web3finance.io\/news\/","name":"Web3 Finance Blog","description":"Weekly cryptocurrency news and investment recommendations","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.web3finance.io\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.web3finance.io\/news\/#\/schema\/person\/542c37277d8400e825c01782c7003664","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4c54c57f1163827ce3a82b4c895e9d20a251162e10dcde71c06748075b83d266?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c54c57f1163827ce3a82b4c895e9d20a251162e10dcde71c06748075b83d266?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4c54c57f1163827ce3a82b4c895e9d20a251162e10dcde71c06748075b83d266?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/www.web3finance.io\/news"],"url":"https:\/\/www.web3finance.io\/news\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/posts\/123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/comments?post=123"}],"version-history":[{"count":1,"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/posts\/123\/revisions"}],"predecessor-version":[{"id":124,"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/posts\/123\/revisions\/124"}],"wp:attachment":[{"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/media?parent=123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/categories?post=123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.web3finance.io\/news\/wp-json\/wp\/v2\/tags?post=123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}